Ask HN: How much software do you build for yourself these days?

With the cost of building software continuing to drop, what have you found yourself doing more: using other people's software, or building it yourself?

I was thinking about this... I've built our family's financial system (it started as a simple budgeting tool, but now it tracks everything), a Mac app to create and edit videos, quite a few developer tools for personal use, a bunch of apps for my kids, some games, and so forth.

All of these already have plenty of commercial offerings in the market, and some have open-source alternatives, but the level of personalization I get by building them myself beats any argument (IMHO)!

Interested to see what others are doing. :)

PS: I've been writing software for 8 years (5 of them professionally).