Ask HN: Are we all walking into a trap?

Hello HN, I use AI to code, not all the time but it gets work done. Unless you have been under a rock for the last few years I bet you do to some degree as well. I'm sure we've crossed that line where we won't go back to unaided coding, so..

What are your philosophical thoughts on paying a subscription to get your work done? The new norm? Lets see what local models can do? The richest bird gets the worm? Lets hear, from the humans that are in here please.